I am Thomas line from The Penny Group Mortgage Brokers.
Whatever your individual needs, short, medium or long term, we cover all aspects of financial planning. Everybody’s different. Which is why we take a different approach to financial planning. We don’t robotically hand out generic products based on figures. We give advice based on you, your life, and what you want to get out of it. We bring you closer to your money, helping you understand what you’ve got, how hard it’s working, and how it can work harder. No jargon. No pseudo-science. Absolutely no smoke and mirrors. Just clear, friendly advice which works for you.
HOW WE WORK
Step 1: Getting to know you
If we don’t know you, we can’t advise you. So, first things first; we meet up, have a chat, and find out what you want from your money, and from your life.
Step 2: Gathering relevant information
We ask you for as much information on your finances as you can provide.
Step 3: Understanding your finances
What’s your money up to? It might be spread across a range of plans and investments. It might be working hard for you. It might need to pull its finger out. Often, it can be hard to know for sure.
We review all your finances, to see what’s working and what isn’t. From there, we can begin planning for the future.
Step 4: Recommendations
We come back to you with a strategy. Not solutions. Not fully worked-up plans. Not bits of paper with a space for your signature at the end. Recommendations and a strategy.
We work together, discussing options, making sure you’re completely comfortable with what’s being proposed. After all, it’s your money. We can’t help thinking you should be in control.
Step 5: Implementation
We agree on a plan to implement the recommendations to help you achieve your goals over a period of time.
Once we’ve put a plan in place, we don’t hurry you out and promise to keep in touch.
We’re with you every step of the way, as long as you want us to be, holding regular reviews, maintaining the relationship. That way, we can help your plan grow and change as your life does.